Premium Cap Removal
Dear peaches, we've got a change shipping that we'd like to share and explain: the premium cap is gone.
Until now, when you created an offer on Peach, you could set a premium (or discount) between -21% and +21% of the market price. That range covered most use cases, but it was still an artificial limit. We put it there as a guardrail. Today we're removing it.
From now on, you set whatever price you want. No ceiling, no floor. The market decides.
Why we're doing this
This change attempts to addresse a real friction point, especially around new users.
If you've read our posts on building reputation as a new buyer and the opportunity sellers are missing with new accounts, you know the dynamic: new users need trades to build trust, but sellers often skip them because the risk isn't worth the reward at standard premiums.
The ±21% cap made that worse. When sellers couldn't price in the extra care that new users require, they'd just filter them out entirely. New users who couldn't find matches would leave before completing a single trade.
Removing the cap lets sellers set a premium that actually makes new-user trades worth their time and gives new buyers more matches to kickstart their reputation. Both sides win.
It's also just… how a free market should work
Beyond the practical benefits, there's a principle here. Peach is a peer-to-peer marketplace. The whole point is that people trade directly with each other, on terms they agree on. Putting an artificial cap on pricing was always a bit of a contradiction with that ethos.
If a seller wants to offer a deep discount to move sats quickly, they should be able to. If a buyer is willing to pay a high premium for the convenience of a specific payment method or a fast trade — that's between them and the seller. We don't need to be in the middle of that decision.
The market will sort out what's reasonable. Overpriced offers won't get matches. Underpriced ones will get snapped up. That's how it's supposed to work.
What this means in practice
Nothing changes about how you create offers. The interface is the same, except the premium slider won't hit a wall at ±21% anymore. Set your price, publish your offer, and let the market respond.
If you're a seller, this pairs nicely with the "for new users only" toggle we added recently. Uncapped premiums + targeted offers = a clean way to run two strategies at once. The seller post has the full playbook.
TL;DR
- Premium cap of ±21% is removed in v0.69.0
- Set any price you want — the market decides what's fair
- Sellers can properly price in the risk of trading with new users
- New buyers get more matches and a faster path to building reputation
- Free market gonna free market
Happy peaching 🍑
Final Notes
If you want to know more about Peach features, or read some of our other articles, you can find them here!
New to Peach? How to Build Your Reputation Fast Selling Bitcoin on Peach: High-Margin Trades with New Users How to buy Bitcoin P2P with Peach What is GroupHug and how does it save you fees? Why P2P? The basics You need a hardware wallet
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Keep spreading the Peach word, who knows when you'll find the match of your life!
March 17th, 2026